tag:blogger.com,1999:blog-5482668939889334761.post3299011616292300496..comments2023-08-20T01:51:59.477-07:00Comments on Total Survivalist Libertarian Bitch Fest: Quote of the DayMaggyhttp://www.blogger.com/profile/18429301039175279522noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-5482668939889334761.post-51735031540967483842009-06-10T20:57:36.068-07:002009-06-10T20:57:36.068-07:00TOR, I agree that its all about how you use it. Bu...TOR, I agree that its all about how you use it. But I think the vast majority of people today use it for way too much. Car, house, TV, furniture, dinner out 5 times a week. People just don't consider the thought of 'saving for things' any longer.Maggyhttps://www.blogger.com/profile/18429301039175279522noreply@blogger.comtag:blogger.com,1999:blog-5482668939889334761.post-40568175859355703112009-06-10T14:28:11.984-07:002009-06-10T14:28:11.984-07:00I know some people who regularly use credit cards ...I know some people who regularly use credit cards RESPONSIBLY. I know more people who regularly use credit cards IRRESPONSIBLY.<br /><br />I don't use my credit card very often. They are good for internet purchases and such because of their protections (just deny the charge). They are also useful as a second debit card if yours sometimes doesn't play nice. I also like them for stuff like plane tickets or vacations. Of course I already have the money to pay for these things. I use a credit card because I don't know exactly what they will cost. Saves on banking transfers to just transfer the exact amount that will be needed. <br /><br />Suppose they could be useful to float yourself a couple days but that is a dangerous thing which usually snowballs. <br /><br />The fundamental issue with credit cards is people spending more than they can afford to pay back then interest starts kicking their ass and things go downhill.Ryanhttps://www.blogger.com/profile/09612373437033635765noreply@blogger.com